Lumina Wealth Management

Jacqueline M. Oprean
MBA, CEPA®, CRPS™, AAMS™
CEO / Co-Founder

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Retirement Goldmine: Unlock Wealth-Building Strategies for Business Owners

Retirement Goldmine: Unlock Wealth-Building Strategies for Business Owners

In today’s competitive business landscape, closely held businesses regularly search for innovative ways to maximize profits, minimize taxes, and secure their financial future. For successful business owners, there are retirement strategies that can unlock significant wealth while providing substantial tax advantages. In this blog post, we will explore how these retirement strategies can benefit business owners and their companies.

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Legacy Planning

We Beat the Odds

As a parent, I find myself in the midst of a whirlwind of emotions, navigating the complexities of high school graduation. I know I’m not alone in this experience. Many parents are grappling with the same challenges, but this period has been especially revealing for me. It’s a time of reflection, a moment to recognize that we’ve made it—we’ve beaten the odds.

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Retirement Money Distributions

RMDs: Retirement Money Disappearances

Navigating the world of retirement accounts can be overwhelming, especially when it comes to understanding Required Minimum Distributions (RMDs). In this blog post, we will clarify what RMDs are, why they exist, and how recent changes from the Secure Act 2.0 impact your retirement planning.

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Wealth Management Strategies

Tailoring Wealth Management Strategies to Individual Needs

An effective wealth management strategy for high-net-worth individuals is not one-size-fits-all. Tailoring your plan considering your lifestyle, risk tolerance, and unique financial objectives is essential.

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Advanced Strategies for High Net Worth Individuals

Unlocking Your Wealth Potential: Advanced Strategies for High Net Worth Individuals

This series will delve into advanced strategies aimed at those seeking powerful yet accessible solutions beyond mere performance monitoring. We will explore how you can unlock hidden potential and leverage your wealth in ways that truly reflect your ambitions and values.

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Basics of Investing

IOU

Learn the basics of investing, ownership vs. lending, and the bond market. Discover how financial advisors help balance stocks and bonds for smart investing.

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When Life Gives You Lemons … Part II

When Life Gives You Lemons … Part II

Explore the journey from entrepreneur to investor, understanding risks, passive income, and diversification in business and stock market investments.

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When Life Gives You Lemons … Part I

When Life Gives You Lemons … Part I

Explore how investing in your own business makes you an entrepreneur, the associated risks, and the importance of asset diversification.

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Risking the Piggy

Risking the Piggy

Saving has risks too! Learn how inflation and unexpected events can impact your savings, and discover ways to protect your money.

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Saving vs Investing

Hi! I’m New Here

Feeling lost in investing? Learn the basics of saving vs. investing, their risks, and how to take your first steps with confidence. Start your journey today!

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Women and Financial Independence

Where to Begin …?

Women have had equal access to credit for just over 50 years. This blog empowers women with financial knowledge, clarity, and confidence!

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