My Story
Jacqueline began her career as a financial advisor in 2012 at Morgan Stanley, while pursuing her MBA at Walsh University. With her team at Morgan Stanley, she served as the Financial Planning Specialist, where she worked with businesses and their employees through 401k retirement plans. She also worked one-on-one with individuals in planning for their futures as well as their families. She also led a team of associates for the Complex dedicated to supporting advisors in completing financial plans for their clients. She later took the role of Business Development Manager for NOWPAC, in which she was responsible for driving growth within the Complex by connecting advisors to the vast resources of the firm and improving proficiency of financial advisors in their practices.
Jacqueline then moved to Edward Jones, where she re-ignited her own practice with a focus on high net worth individuals as well as business owners. She has a special passion for supporting business owners in identifying, growing, and protecting what they have after dedicating their lives to their businesses. For that reason she pursued the Certified Exit Planning Analyst designation and is now working with business owners in expanded offerings for business growth, protection, and exit strategies.
As co-founder and CEO of Lumina Wealth Management, she and her team have an objective to light the way to independence for individuals and businesses, supporting them in their personal and professional endeavors through strong relationships and one on one planning.
My Clients Needs Come First
Here at Lumina, we pride ourselves on upholding the fiduciary standard. A fiduciary is someone who manages money or property for someone else. When you’re named a fiduciary and accept the role, you must – by law – manage the person’s money and property for their benefit, not yours. That means our Financial Advisors’ primary responsibility is to ensure that we are best positioning our clients to achieve their goals, and that our Financial Advisors would never put clients in compromising or unnecessarily risky positions in order to achieve greater personal gain.
Four provisions we employ here at Lumina to ensure we are in accordance with the fiduciary standard are: acting only in our clients best interest, managing their money and property carefully, never mixing clients’ money or property with other clients’ or our own assets (keeping assets separate ensures maximal accountability to our clients), and keeping detailed records. These methods are a few, though not the sole, way that we protect our clients’ wealth – we understand that you’ve worked hard to earn your worth, we want to accordingly work hard to earn your trust, so that we can best care for your individual needs.
Certifications
A Master of Business Administration (MBA; also Master in Business Administration) is a postgraduate degree focused on business administration. The core courses in an MBA program cover various areas of business administration such as accounting, applied statistics, human resources, business communication, business ethics, business law, strategic management, business strategy, finance, managerial economics, management, entrepreneurship, marketing, supply-chain management, and operations management in a manner most relevant to management analysis and strategy.
An MBA degree is intended to give one the knowledge and skills necessary to lead a business, to have their own firm, and/or to work closely with management and a directors board.
The Accredited Asset Management Specialist, or AAMS® program, is a designation program for financial professionals. The program provides advisors with strong fundamental financial knowledge with a specific focus on asset management and investments.
The program is ideal for those looking to build stronger client relationships and provide more comprehensive advice. Students will learn to identify new investment opportunities and recognize insurance, tax, retirement, and estate issues.
Individuals who hold the CRPS™ designation have completed a course of study encompassing design, installation, maintenance and administration of retirement plans. Additionally, individuals must pass an end-of-course examination that tests their ability to synthesize complex concepts and apply theoretical concepts to real-life situations.
The Certified Exit Planning Advisor (CEPA®) credential is for professional advisors who want to effectively engage more business owners. Through the process of Exit Planning (the Value Acceleration Methodology™), owners can build more valuable companies, have stronger personal financial plans, and align their personal goals. Earning CEPA doesn’t change your expertise, it enhances your ability to engage business owners and have value-added conversations around growth and exit.