Investment Services

Nicole Sennett’s dedication to personalized service extends to crafting custom investment strategies.

Recognizing that each client’s financial goals are unique, she tailors investment plans aligning with your needs and risk tolerance. This personalized approach ensures that your retirement blueprint reflects your aspirations and provides the foundation for a secure financial future.

Tax Transition and Unwind Strategies: Preserving and Growing Your Wealth

Navigating complex tax implications is critical during periods of financial transition. Nicole’s strategic multi-year tax transition plans ensure a seamless unwinding of highly appreciated positions while minimizing tax liabilities. By carefully managing your tax situation, she empowers you to efficiently preserve and grow your wealth. Unwinding or Building Around Highly Appreciated/Employer Stock For clients with highly appreciated positions or employer stock, Nicole devises strategies for tax-efficient unwinding or building around these assets. She carefully manages these holdings to optimize your portfolio’s tax efficiency and enhance overall after-tax returns.

Investment Committee: A Rigorous Approach to Manager Selection

As part of her comprehensive service, Nicole sits on an investment committee that diligently assesses money managers qualitatively and quantitatively. The investment committee ensures that selected managers operate as expected by scrutinizing their performance, risk management practices, and alignment with client objectives. These managers range from passive to active and invest in equities, ETFs, mutual funds, and bonds.

Leveraging Institutional Managers for Optimized Portfolios

One key advantage of partnering with Nicole is her access to institutional managers through Alden Investment Group. Nicole collaborates with these experts to construct portfolios that optimize returns, prioritize tax minimization and non-correlation, and minimize drawdowns during retirement. By tapping into the expertise of institutional managers, you benefit from carefully screened and selected investment strategies that align with your retirement objectives.

Alternative Investments: Enhancing Tax Efficiency and Diversification

In addition to traditional investment strategies, Nicole offers tax-enhanced alternative investments, including hedge funds, real estate, and private equity, to accredited investors. These alternative options provide the potential for enhanced tax efficiency and offer non-correlation to traditional markets, adding consistency to returns through illiquidity premiums. Nicole seeks to further strengthen your overall financial strategy by integrating these alternatives into your portfolio.

Consolidated Reporting: A Comprehensive Overview

Nicole provides consolidated reporting to simplify your financial oversight. This streamlined reporting offers a comprehensive overview of your investment performance, tax implications, and financial progress. It gives you a clear picture of your financial journey, empowering you to make informed decisions.

Tax and Estate Planning: Comprehensive Solutions with a Dedicated Team

Beyond financial planning and investment management, Nicole’s expertise encompasses comprehensive tax and estate planning. Supported by a team of professionals specializing in tax optimization, estate preservation, wealth transfer strategies, and debt management, Nicole designs a comprehensive financial strategy tailored to your long-term vision.

Four Key Components of Tax, Estate, and Multi-Generational Wealth Planning:

1. Tax Optimization

Through strategic tax planning, Nicole aims to minimize tax liabilities, allowing you to retain more of your hard-earned wealth and optimize your financial resources for a secure retirement. Tax optimization can involve anything from understanding tax laws to maximizing tax-advantaged accounts, strategically harvesting gains (or even harvesting profits), maximizing deductions and tax credits, or carefully selecting vehicles and/or products that provide tax advantages.

2. Estate Preservation

Nicole emphasizes the importance of an effective estate plan that goes beyond transferring assets. By preserving your estate thoughtfully, she ensures that your financial objectives continue to be met, even after you’re gone, providing peace of mind for you and your loved ones. Estate preservation often includes crafting comprehensive wills, establishing trusts, and thoughtfully selecting beneficiaries.

3. Wealth Transfer Strategies

As part of her comprehensive approach, Nicole focuses on wealth transfer strategies that secure your legacy and support multigenerational financial well-being. By guiding you through efficient wealth transfer, she ensures that your assets are thoughtfully passed down to future generations.

4. Debt Management for the Next Generation

With a keen eye on the future, Nicole provides guidance on debt management strategies for the next generation. She empowers them to manage debt effectively and sets them on a path towards financial independence and success.

Multigenerational Transfer: Securing Your Legacy

Nicole strongly focuses on multigenerational wealth transfer through estate planning. By ensuring your assets are thoughtfully passed down to future generations, she helps secure your family’s financial well-being for years to come. Her commitment to preserving your legacy ensures that your financial influence extends beyond your lifetime.

Debt Management for the Next Generation: Building a Solid Financial Foundation

Devoted to securing a prosperous future, Nicole provides guidance on debt management strategies for the next generation. She empowers them to manage debt effectively and sets them on a path towards financial independence and success.

Begin Crafting Your Blueprint for Retirement Today

Your financial journey takes on a transformative perspective in partnership with Nicole Sennett. With her expertise in strategic financial planning, tax optimization, and estate preservation, you can confidently embrace retirement and secure your financial legacy. Nicole’s personalized approach ensures that your unique goals are at the center of every decision, and her dedication to multigenerational wealth transfer ensures a prosperous future for your family. By empowering you to make informed decisions, Nicole Sennett becomes your dedicated guide towards a tax-efficient and secure retirement, paving the way for a financially empowered future.

Contact Nicole Sennett today to learn how she can help you navigate your financial future!