Strategic Infrastructure for Firms, Practices, and Employers

Our Financial Institutions Group (FIG) delivers customized guidance and investment solutions for banks, trust companies, insurance entities, and credit unions. Unlike traditional product shops, we act as a consultative partner that offers institutional expertise through a nimble and collaborative framework. We bring trading capabilities, planning strategies, and executive support under one roof.

• Portfolio Management: Individually tailored strategies that align with asset-liability profiles, liquidity needs, and regulatory environments. We build and manage portfolios across fixed income, equity, and blended mandates, drawing on decades of institutional experience.
• Fixed Income Trading: In-house bond desk focused on sourcing, structuring, and executing institutional trades with transparency and price efficiency across municipals, agencies, corporates, and structured credit.
• Mergers & Acquisitions: We guide institutions through organic or inorganic growth, from early-stage M&A strategy and valuation through diligence, deal structuring, and integration.
• Executive Benefits: Plan design and oversight of deferred compensation, split-dollar arrangements, SERPs, and retention strategies that align with long-term organizational goals.
• Bank-Owned Life Insurance (BOLI): End-to-end BOLI solutions including feasibility studies, carrier selection, asset management, compliance review, and ongoing program monitoring.

Our role is to enhance institutional strategy, optimize capital deployment, and provide a trusted second set of hands for investment and executive teams.

We serve independent RIAs and hybrid broker-dealers looking to grow, modernize, and de-risk their business with a platform that understands how the industry works. Alden combines a boutique’s flexibility with a full-service partner’s structure and scale. Our deep investment banking roots—especially in the RIA and IBD space—mean we don’t just understand your model; we’ve helped shape it.

• Friendly Broker-Dealer Services: Maintain your firm’s autonomy and identity while leveraging our BD for compliance, product access, and revenue optionality—without unnecessary constraints.
• Custody & Clearing: Work through Axos with a pre-negotiated fee schedule designed for scale. Eliminate months of research and negotiation. Our firm-wide pricing delivers institutional-grade rates across account types, designed to help you attract and retain top advisors and clients.
• Platform Technology: Use the complete Alden Cove platform or deploy select components—like digital onboarding, integrated risk scoring, reporting, or supervisory tools. All connected seamlessly with Axos and other vendors.
• Succession Planning: Internal and external solutions to ensure continuity and monetization. We offer capital support, deal modeling, and next-gen alignment to help secure your firm’s future.
• Mergers & Acquisitions: Our FIG-banking foundation gives you elite-level strategy and support for firm sales, tuck-ins, partner buyouts, and advisor lifts. We serve as banker, connector, and operator—all in one.
• Fund Services: From proprietary SMA and mutual fund builds to platform listing and operational support, we help you scale your investment IP compliantly.

Whether you’re navigating growth or preparing for a transition, we bring more than infrastructure—we bring insight and alignment.

At Alden, we treat financial advisors like entrepreneurs, because they are. We support solo practitioners, ensembles, and multi-office teams with a comprehensive suite of growth, transition, and monetization services grounded in real financial institutions experience. Our mini-FIG team is uniquely positioned to understand and advise on the advisor journey across every phase.

• Succession Planning: From internal succession to full liquidity events, we help you define your goals, protect client continuity, and execute thoughtful deals. We help structure equity deals, continuity agreements, and partner transitions that preserve enterprise value and client trust.
• Mergers & Acquisitions: Whether you’re looking to sell, merge, acquire, or spin off—we offer full M&A support: strategy, matching, negotiation, and integration. We tap into our network and experience to get the deal done right.
• Deal Structuring & Financing: Our investment banking DNA allows us to help advisors understand valuation, source capital, and model sustainable structures that align incentives over time.
• Practice Consulting: We don’t stop at the deal. We help you optimize post-transaction integration, restructure operations, and prepare your team for the next phase. This includes revenue modeling, service team expansion, and platform optimization.

From transition to transformation, we help you build an enterprise that lasts.

Your people are your most significant investment. Our workplace solutions support employers and employees with fiduciary-aligned financial benefits that reduce administrative burden, lower costs, and deliver real results. We go beyond the basics to provide complete financial ecosystems for forward-thinking companies.

Retirement Plans

Alden PEP: Flexible. Secure. Smart

Our Pooled Employer Plan (PEP) combines a large plan’s scale with the simplicity of a turn-key platform—minimizing risk, enhancing employee choice, and reducing overhead for business owners. From plan design and onboarding to performance oversight, we precisely handle every step.

Employer Risk Outsourcing

• Minimal Fiduciary Risk: Alden serves as a 3(38) fiduciary, relieving the employer from investment selection and oversight duties.
• Secure Custody: Assets are held at Charles Schwab, one of the nation’s most trusted custodians.
• Expert Administration: Ameritas oversees plan administration, compliance, and daily operations.
• End-to-End Compliance: We assist with 5500 filing, ERISA compliance, audit readiness, and fiduciary scorecards.

Investment Flexibility

• Low-Cost Fund Lineup: Access institutional ETFs at internal costs as low as 8bps. A strong core for cost-sensitive investors.
• Risk-Managed Models: QDIA-compliant portfolios that adapt to market trends while reducing employer liability.
• Personal Choice Architecture: Participants can customize their approach, work with advisors, and explore multiple managers from our curated platform.

Digital Access and Transparency

• Real-Time Portals: Participants and employers gain 24/7 access to plan performance, balances, and transactions.
• Plan Benchmarking: Ongoing comparisons to industry standards and fiduciary health checks.
• White-Labeled Advisor Access: Advisors can customize dashboards, offer plan guidance, and reinforce their role in client financial wellness.

Advisor-Enabled, Turnkey & Scalable

• Advisor Integration: Financial advisors can embed our PEP into their corporate relationships, expanding their business lines without adding operational drag.
• Private-Labeled Solutions: We support firm-branded portals and tools, extending your firm’s presence into the retirement space.
• No Compliance Burden: We serve as fiduciary and plan manager, allowing advisors to focus solely on relationships and guidance.

Our PEP isn’t just a plan—it’s a retirement solution that works for every stakeholder.

Additional Employer Services

• Executive Benefits: Plan design and management for non-qualified deferred compensation, SERPs, and incentive strategies.
• Health Insurance Consulting: Carrier negotiation, plan design, cost modeling, and open enrollment support.
• Financial Wellness Programs: Workshops, 1-on-1 coaching, and personalized content that enhances financial literacy and employee productivity.

Build a financially confident team with a firm backing that fosters wealth, wellness, and collaboration.